We provide the best consultants in the industry, period.

All of our consultants have 15+ year experiences in SAS programming, SQL coding, data analysis, and statistical modeling. We were former leading analytical professionals who worked/consulted at blue chip companies such as Capital One, Citigroup, Wells Fargo, Bank of America, Sallie Mae, Barclay, Halifax Bank of Scotland, RBS. We are experts handling extremely large databases. We build the best-in-class statistical models for practical business applications. We explain statistical concepts and conclusions in easy-to-understand terms so that everyone can appreciate the insights from our analyses. We are very effective turning data into information.

Our consultants have vast experiences in following fields:

• Identify the most profitable customers
• Target the most profitable prospects
• Increase response rates
• Expand your marketing reach by acquiring outside databases

Risk Management:
• Fraud detection
• Early accounts on book
• Credit losses
• Loss forecasting

  Customer Value Management:
• Customer life time values
• Account profitabilities
• Net present values
• Customer loyalty and attrition
  Scorecard Development:
• Credit
• Fraud
• Profit
• Value
• Cross sell

We are domain experts in many statistical methods and have trained many of our clients to use these methods:

  • Regression analysis
• Logit/probit/tobit modeling
• Reject inference
• Credit scoring
  • Principal components
• Clustering
• Customer segmentation
• Discriminant analysis
  • Design of experiments
• Optimization
• Neural networks
• Time series
  • Bootstrapping
• Monte Carlo experiment

Please contact us to arrange a free evaluation of your project and let us show you delivering exceptional results

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Scholarships for Teaching in China

The CES-Chow Short-Term Teaching Program With the generous support from the Gregory and Paula Chow Foundation, the CES is pleased to announce the plan to award six (6) fellowships for short-term teaching in Chinese universities in the 2010-2011 academic year. Each fellowship will provide a stipend More .....

What is Monte Carlo Experiment?

We receive many inquiries regarding what Monte Carlo experiment is. Here is a classic example of the use of the Monte Carlo method you will never forget if you try hard to understand once: determine the value of π by throwing darts at a dart board consisting of a circle contained in a square. More

Government Seeks Anti-Fraud Modeling Apps

At a Boston fraud-prevention summit, the Obama administration announced a plan to use predictive-modeling software to fight Medicare and Medicaid fraud. Taking a tip from banks, credit card firms and insurance companies, CMS (the Centers for Medicare and Medicaid Services) will implement predictive-modeling software to fight fraudulent claims for Medicare and Medicaid and the Children's Health Insurance program. More ......

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